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Mortgage Processing Assesment Test

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Questions Answers
What is the Fannie Mae form 1003, used for? Loan Application
A summary of the information on the application for the underwriter is Transmittal Summary
The process of deciding wheter to make a loan based on credit, employment assets and other factors Underwriting Decision
Who pays for title insurance on a purchase contract negotiable
If a loan application is approved, under ECOA rules and regulations, when must a copy of the appraisal be provided to the borrower 3 business days
The present cost of constructing a new substitute structure equal to the existing structure in quality and utility - but using current construction methods - materials - design and layout Replacement cost
Last two years are the most important Credit history criteria

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