| Questions | Answers |
|---|---|
| 1. What benefits are covered in this policy (LTC/HHC/Hospice/etc.)? | |
| 2. Does this policy have Waiver of Premium (WOP)? | |
| 3. If yes, how many days must the insured receive care before it is applicable? | |
| 4. Does this policy have Restoration of Benefits (ROB)? | |
| 5. Based on the policy language, are any benefits paid indemnity? | |
| 6. If yes, which ones? | |
| 7. What are the policy triggers (ADLs/Cog/Med Nec/Etc)? |